How to Get a Grip on Identity Theft Laws

Why is a Chicago identity theft attorney so important?  Every year, fifteen million people in the US have their identities stolen. This could be a single charge on a debit card, a big loan, or a credit card scam.  This can lead to a big loss of money.  Each year, about $50 billion are lost because of identity theft.  In the United States, identity theft is more popular than in other places. Identity theft has happened to one in three Americans at some point in their lives. Even though there are many reasons why this happens, it is possible that identity theft will affect more people in the coming years.

If you need an identity theft lawyer in Chicago, give Cook Law a call. They can help you figure out if you have a good case.  Tell us if you want to know more about how to protect yourself from becoming a target, and we can help you find ways to do so.

The lawyers at Cook Law have a lot of experience with cases of identity theft. We work hard so that people who steal people's identities and other people who are to blame can be held accountable for the theft or carelessness. Our identity theft lawyers have helped people rebuild their images, credit scores, and good names after their identities were stolen for a long time.

If someone stole your name, you should talk to a lawyer as soon as possible. The lawyers at Cook Law might be able to help you get back the money you lost or other damages.

What is Identity Theft in Chicago, and how do you know if it's happening?

Identity theft in Chicago can mean a lot of different things, all of which involve a bad person taking control of your personal information without your permission.  Most of the time, there are six types of identity theft. These things are:

New Account Fraud is when a person with good credit is taken advantage of by someone who uses their personal information to open new accounts. These can be things like bank accounts, credit card accounts, and phone accounts.

Account takeover fraud is when a bad person uses another person's money and personal belongings for their own gain by breaking into their account and stealing the things. Some examples are using a current credit card account or taking money out of a bank account.

Identity Theft by Criminals When someone commits a crime, they will sometimes pretend to be someone else so that the crime doesn't go on their own record.

Medical Identity Theft: A person who steals your identity can use your name and insurance information to get medical care and prescription drugs without your permission. This is one of the most risky ways to steal someone's name because it can lead to a lot of bad things. The notes found on the victim's medical chart, which could be fatal, could lead to bad and possibly fatal medical choices in the future if a doctor uses fake information to give treatment to someone who may not need it.

Business or Commercial Identity Theft: When a person, usually a current or former employee, fills out a credit application using a company's name.

Identity cloning: This is a type of identity theft that can take many different forms. The thief takes over a person's life in every way by taking over their name.  More people get their identities stolen in Chicago than you might think.

How to find out if your identity has been stolen in Chicago.

One of the best ways to avoid being a victim of identity theft in Chicago is to check in on your finances often. If you are always in charge of your funds, it will be easier to spot and deal with cases of identity theft.

Your name may have been stolen in one of the following ways:

  • Keep an eye out for strange charges on your bank account.
  • A loan or line of credit is being turned down because of bad things that have happened in your accounts.
  • Mistakes and errors on a credit report
  • Your bank account will let you know about any charges that are strange or very high.
  • Your credit card company may let you know about a charge that looks suspicious.

Installing your mobile banking app lets you see what charges have been made to your account. Banks use cutting-edge technology to find strange charges. Tell your bank where you're going so they don't cancel your card while you're away. Call them if you need to charge more than the daily limit. Some banks won't take it or will mark it as fake.  Banking institutions usually do their best to stop identity theft in Chicago.  Be sure to ask your bank what they are doing to help.

What do I need to do first? Should I call a Chicago Identity Theft Attorney?

If you call identity theft lawyers in Chicago, they may be able to get the ball going so you can contact the right institutions.  In all of these scenarios, you need to be able to ask questions quickly. When a friend or family member asks, "Who do I contact about identity theft?" The account manager for the credit line in question is the first person to call. If it has to do with the debit card, it should be the bank's problem. If your credit card number is used to try to steal your name, your credit card company may stop or freeze your card. If you find mistakes on your credit report, you need to contact the credit reporting service right away. They'll help you stop any more deals from happening.

Cook Law, LLC

2800 N Lake Shore Dr #4115, Chicago, IL 60657


Why is a Chicago identity theft attorney so important?  Every year, fifteen million people in the US have their identities stolen. This could be a single charge on a debit card, a big loan, or a credit card scam.  This can lead to a big loss of money.  Each year, about $50 billion are lost…